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Side-by-side

Avianca LifeMiles American Express Elite Card vs Choice Privileges Select Mastercard

Both are travel travel cards. The Avianca LifeMiles American Express Elite Card comes from Cardless at $249/yr; the Choice Privileges Select Mastercard from Wells Fargo at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAvianca LifeMiles American Express Elite CardChoice Privileges Select Mastercard
Annual fee$249$95
Sign-up bonusNot advertised60,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus-$3,000 in 3 mo
IssuerCardlessWells Fargo
Card categorytraveltravel
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Avianca LifeMiles American Express Elite Card
      $249/yr ·
      Read the full review
      Choice Privileges Select Mastercard
      $95/yr · 60,000 bonus points

      Editorial take: Avianca LifeMiles American Express Elite Card

      Editorial take: Choice Privileges Select Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Elite Card or Choice Privileges Select Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Avianca LifeMiles American Express Elite Card's $249 annual fee worth it compared to the Choice Privileges Select Mastercard?
      At $249/yr, the Avianca LifeMiles American Express Elite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Choice Privileges Select Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Avianca LifeMiles American Express Elite Card and Choice Privileges Select Mastercard?
      Yes, since they're from different issuers (Cardless and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Avianca LifeMiles American Express Elite Card or the Choice Privileges Select Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Elite Card: no published min spend. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.