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Avianca LifeMiles American Express Elite Card vs Chase Ink Business Preferred
Both are well-respected travel cards. The Avianca LifeMiles American Express Elite Card comes from Cardless at $249/yr; the Chase Ink Business Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Chase Ink Business Preferred is the stronger pick today, the sign-up bonus is meaningfully larger ($2,000 more in estimated value) than the Avianca LifeMiles American Express Elite Card's. Get the Chase Ink Business Preferred first; revisit the Avianca LifeMiles American Express Elite Card after you've earned that bonus.
| Feature | Avianca LifeMiles American Express Elite Card | Chase Ink Business Preferred |
|---|---|---|
| Annual fee | $249 | $95 |
| Sign-up bonus | Not advertised | 100,000 points |
| Bonus value (est.) | - | $2,000 |
| Min spend to unlock bonus | - | $8,000 in 3 mo |
| Issuer | Cardless | Chase |
| Card category | travel | business |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Read the full review
Avianca LifeMiles American Express Elite Card
$249/yr ·
Read the full review
Chase Ink Business Preferred
$95/yr · 100,000 points
Editorial take: Chase Ink Business Preferred
The business version of Sapphire Preferred with one of the highest sign-up bonuses around. 3x on travel, shipping, internet/phone, and advertising (capped $150k/yr combined) plus full UR transfer access. Chase has added once-per-lifetime language; treat the bonus as a one-time opportunity.
Common questions
- Which card has the bigger sign-up bonus, Avianca LifeMiles American Express Elite Card or Chase Ink Business Preferred?
- The Chase Ink Business Preferred has a public bonus (100,000 points, worth roughly $2,000), while the Avianca LifeMiles American Express Elite Card doesn't advertise one right now.
- Is the Avianca LifeMiles American Express Elite Card's $249 annual fee worth it compared to the Chase Ink Business Preferred?
- At $249/yr, the Avianca LifeMiles American Express Elite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Ink Business Preferred's, pick the one whose perks you'll actually use.
- Can I have both the Avianca LifeMiles American Express Elite Card and Chase Ink Business Preferred?
- Yes, since they're from different issuers (Cardless and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Avianca LifeMiles American Express Elite Card or the Chase Ink Business Preferred first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Avianca LifeMiles American Express Elite Card: no published min spend. Chase Ink Business Preferred: $8,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.