Capital One Venture X Business vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The Capital One Venture X Business comes from Capital One at $395/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Capital One Venture X Business's. Get the US Bank Triple Cash Rewards Business first; revisit the Capital One Venture X Business after you've earned that bonus.
| Feature | Capital One Venture X Business | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $395 | $0 |
| Sign-up bonus | 150,000 bonus miles | $750 cash back |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | $30,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Capital One | U.S. Bank |
| Card category | travel | business |
| Best earning category (Hotels_capital_one) | 10x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Capital One Venture X Business or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has a public bonus ($750 cash back, worth roughly $750), while the Capital One Venture X Business doesn't advertise one right now.
- Is the Capital One Venture X Business's $395 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- At $395/yr, the Capital One Venture X Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the US Bank Triple Cash Rewards Business's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Venture X Business and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Capital One and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Venture X Business or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X Business: $30,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
