All credit cards
Side-by-side
Capital One Spark Miles for Business vs Lowe's Business Rewards Card from American Express
Both are business travel cards. The Capital One Spark Miles for Business comes from Capital One at $95/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Capital One Spark Miles for Business | Lowe's Business Rewards Card from American Express |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | $100 statement credit | |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | Capital One | American Express |
| Card category | business | business |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Miles for Business
$95/yr ·
Read the full review
Lowe's Business Rewards Card from American Express
$0/yr · $100 statement credit
Editorial take: Lowe's Business Rewards Card from American Express
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Miles for Business or Lowe's Business Rewards Card from American Express?
- The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Capital One Spark Miles for Business doesn't advertise one right now.
- Is the Capital One Spark Miles for Business's $95 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
- At $95/yr, the Capital One Spark Miles for Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Miles for Business and Lowe's Business Rewards Card from American Express?
- Yes, since they're from different issuers (Capital One and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Miles for Business or the Lowe's Business Rewards Card from American Express first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Miles for Business: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.