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Capital One Spark Classic for Business vs US Bank Triple Cash Rewards Business
Both are business travel cards. The Capital One Spark Classic for Business comes from Capital One at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Capital One Spark Classic for Business's. Get the US Bank Triple Cash Rewards Business first; revisit the Capital One Spark Classic for Business after you've earned that bonus.
| Feature | Capital One Spark Classic for Business | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 cash back | |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | - | $6,000 in 6 mo |
| Issuer | Capital One | U.S. Bank |
| Card category | business | business |
| Best earning category (All_purchases) | 1x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Classic for Business
$0/yr ·
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Classic for Business or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has a public bonus ($750 cash back, worth roughly $750), while the Capital One Spark Classic for Business doesn't advertise one right now.
- Is the Capital One Spark Classic for Business's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- The Capital One Spark Classic for Business has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Capital One Spark Classic for Business.
- Can I have both the Capital One Spark Classic for Business and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (Capital One and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Classic for Business or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Classic for Business: no published min spend. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.