All credit cards
Side-by-side
Capital One Spark Cash vs U.S. Bank Business Altitude Connect
Both are business travel cards. The Capital One Spark Cash comes from Capital One at $95/yr; the U.S. Bank Business Altitude Connect from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($1,000 more in estimated value) than the U.S. Bank Business Altitude Connect's. Get the Capital One Spark Cash first; revisit the U.S. Bank Business Altitude Connect after you've earned that bonus.
| Feature | Capital One Spark Cash | U.S. Bank Business Altitude Connect |
|---|---|---|
| Annual fee | $95 | $95 |
| Sign-up bonus | $1,000 cash bonus | 75,000 bonus points |
| Bonus value (est.) | $1,000 | - |
| Min spend to unlock bonus | $10,000 in 3 mo | $6,000 in 6 mo |
| Issuer | Capital One | U.S. Bank |
| Card category | business | business |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Read the full review
U.S. Bank Business Altitude Connect
$95/yr · 75,000 bonus points
Editorial take: U.S. Bank Business Altitude Connect
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash or U.S. Bank Business Altitude Connect?
- The Capital One Spark Cash has a public bonus ($1,000 cash bonus, worth roughly $1,000), while the U.S. Bank Business Altitude Connect doesn't advertise one right now.
- Is the Capital One Spark Cash's $95 annual fee worth it compared to the U.S. Bank Business Altitude Connect?
- At $95/yr, the Capital One Spark Cash is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Connect's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash and U.S. Bank Business Altitude Connect?
- Yes, since they're from different issuers (Capital One and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash or the U.S. Bank Business Altitude Connect first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash: $10,000 spend in 3 months. U.S. Bank Business Altitude Connect: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.