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Side-by-side
Capital One Spark Cash vs Amazon Business Prime American Express Card
Both are business travel cards. The Capital One Spark Cash comes from Capital One at $95/yr; the Amazon Business Prime American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Capital One Spark Cash is the stronger pick today, the sign-up bonus is meaningfully larger ($875 more in estimated value) than the Amazon Business Prime American Express Card's. Get the Capital One Spark Cash first; revisit the Amazon Business Prime American Express Card after you've earned that bonus.
| Feature | Capital One Spark Cash | Amazon Business Prime American Express Card |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | $1,000 cash bonus | $125 Amazon.com Gift Card |
| Bonus value (est.) | $1,000 | $125 |
| Min spend to unlock bonus | $10,000 in 3 mo | $0 in 0 mo |
| Issuer | Capital One | American Express |
| Card category | business | business |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash
$95/yr · $1,000 cash bonus
Read the full review
Amazon Business Prime American Express Card
$0/yr · $125 Amazon.com Gift Card
Editorial take: Amazon Business Prime American Express Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash or Amazon Business Prime American Express Card?
- The Capital One Spark Cash has the bigger bonus, $1,000 cash bonus, worth roughly $1,000, versus $125 Amazon.com Gift Card (~$125) on the Amazon Business Prime American Express Card.
- Is the Capital One Spark Cash's $95 annual fee worth it compared to the Amazon Business Prime American Express Card?
- At $95/yr, the Capital One Spark Cash is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Amazon Business Prime American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash and Amazon Business Prime American Express Card?
- Yes, since they're from different issuers (Capital One and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash or the Amazon Business Prime American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash: $10,000 spend in 3 months. Amazon Business Prime American Express Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.