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Side-by-side
Capital One Spark Cash Plus vs Amazon Business Prime American Express Card
Both are business travel cards. The Capital One Spark Cash Plus comes from Capital One at $150/yr; the Amazon Business Prime American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Capital One Spark Cash Plus | Amazon Business Prime American Express Card |
|---|---|---|
| Annual fee | $150 | $0 |
| Sign-up bonus | $4,000 cash bonus | $125 Amazon.com Gift Card |
| Bonus value (est.) | - | $125 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | Capital One | American Express |
| Card category | business | business |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Capital One Spark Cash Plus
$150/yr · $4,000 cash bonus
Read the full review
Amazon Business Prime American Express Card
$0/yr · $125 Amazon.com Gift Card
Editorial take: Amazon Business Prime American Express Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Spark Cash Plus or Amazon Business Prime American Express Card?
- The Amazon Business Prime American Express Card has a public bonus ($125 Amazon.com Gift Card, worth roughly $125), while the Capital One Spark Cash Plus doesn't advertise one right now.
- Is the Capital One Spark Cash Plus's $150 annual fee worth it compared to the Amazon Business Prime American Express Card?
- At $150/yr, the Capital One Spark Cash Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Amazon Business Prime American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Spark Cash Plus and Amazon Business Prime American Express Card?
- Yes, since they're from different issuers (Capital One and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Spark Cash Plus or the Amazon Business Prime American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Spark Cash Plus: no published min spend. Amazon Business Prime American Express Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.