Editorial take: Capital One Savor
If you care about dining and groceries, this is one of the best no-fee cards available. 3% on four of your biggest categories with zero annual cost is hard to beat.
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Side-by-side
Capital One Savor vs Kohl's Card
Both are cashback travel cards. The Capital One Savor comes from Capital One at $0/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Capital One and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Kohl's Card costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Capital One Savor | Kohl's Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $250 cash back | |
| Bonus value (est.) | $250 | - |
| Min spend to unlock bonus | $500 in 3 mo | - |
| Issuer | Capital One | Capital One |
| Card category | cashback | cashback |
| Best earning category (Dining) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Capital One Savor
$0/yr · $250 cash back
Read the full review
Kohl's Card
$0/yr ·
Editorial take: Kohl's Card
Common questions
- Which card has the bigger sign-up bonus, Capital One Savor or Kohl's Card?
- The Capital One Savor has a public bonus ($250 cash back, worth roughly $250), while the Kohl's Card doesn't advertise one right now.
- Is the Capital One Savor's $0 annual fee worth it compared to the Kohl's Card?
- The Capital One Savor has no annual fee, so the question is whether the Kohl's Card's $0 fee is justified by its perks. If you'll use enough of the Kohl's Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Capital One Savor.
- Can I have both the Capital One Savor and Kohl's Card?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Savor or the Kohl's Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Savor: $500 spend in 3 months. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.