All credit cards
Side-by-side
Capital One QuicksilverOne Cash Rewards Credit Card vs IHG One Rewards Premier
Both are well-respected travel cards. The Capital One QuicksilverOne Cash Rewards Credit Card comes from Capital One at $39/yr; the IHG One Rewards Premier from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the IHG One Rewards Premier is the stronger pick today, the sign-up bonus is meaningfully larger ($925 more in estimated value) than the Capital One QuicksilverOne Cash Rewards Credit Card's. Get the IHG One Rewards Premier first; revisit the Capital One QuicksilverOne Cash Rewards Credit Card after you've earned that bonus.
| Feature | Capital One QuicksilverOne Cash Rewards Credit Card | IHG One Rewards Premier |
|---|---|---|
| Annual fee | $39 | $99 |
| Sign-up bonus | Not advertised | 185,000 bonus points |
| Bonus value (est.) | - | $925 |
| Min spend to unlock bonus | - | $3,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | credit-builder | hotel |
| Best earning category (Capital_one_travel_hotels_rental_cars) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Capital One QuicksilverOne Cash Rewards Credit Card
$39/yr ·
Read the full review
IHG One Rewards Premier
$99/yr · 185,000 bonus points
Editorial take: IHG One Rewards Premier
A solid hotel card if you stay at IHG properties regularly. The free night award and 4th night free on award stays can easily offset the $99 annual fee.
Common questions
- Which card has the bigger sign-up bonus, Capital One QuicksilverOne Cash Rewards Credit Card or IHG One Rewards Premier?
- The IHG One Rewards Premier has a public bonus (185,000 bonus points, worth roughly $925), while the Capital One QuicksilverOne Cash Rewards Credit Card doesn't advertise one right now.
- Is the Capital One QuicksilverOne Cash Rewards Credit Card's $39 annual fee worth it compared to the IHG One Rewards Premier?
- At $39/yr, the Capital One QuicksilverOne Cash Rewards Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier's, pick the one whose perks you'll actually use.
- Can I have both the Capital One QuicksilverOne Cash Rewards Credit Card and IHG One Rewards Premier?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One QuicksilverOne Cash Rewards Credit Card or the IHG One Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One QuicksilverOne Cash Rewards Credit Card: no published min spend. IHG One Rewards Premier: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.