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Side-by-side

Bank of America Travel Rewards vs Choice Privileges Mastercard

Both are travel travel cards. The Bank of America Travel Rewards comes from Bank of America at $0/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBank of America Travel RewardsChoice Privileges Mastercard
Annual fee$0$0
Sign-up bonus25,000 pointsNot advertised
Bonus value (est.)$250-
Min spend to unlock bonus$1,000 in 3 mo-
IssuerBank of AmericaWells Fargo
Card categorytraveltravel
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
  • 1.5x everywhere
  • No annual fee
  • No foreign tx fees
  • Preferred Rewards boost
    Read the full review
    Bank of America Travel Rewards
    $0/yr · 25,000 points
    Read the full review
    Choice Privileges Mastercard
    $0/yr ·

    Editorial take: Bank of America Travel Rewards

    The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

    Editorial take: Choice Privileges Mastercard

    Common questions

    Which card has the bigger sign-up bonus, Bank of America Travel Rewards or Choice Privileges Mastercard?
    The Bank of America Travel Rewards has a public bonus (25,000 points, worth roughly $250), while the Choice Privileges Mastercard doesn't advertise one right now.
    Is the Bank of America Travel Rewards's $0 annual fee worth it compared to the Choice Privileges Mastercard?
    The Bank of America Travel Rewards has no annual fee, so the question is whether the Choice Privileges Mastercard's $0 fee is justified by its perks. If you'll use enough of the Choice Privileges Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Travel Rewards.
    Can I have both the Bank of America Travel Rewards and Choice Privileges Mastercard?
    Yes, since they're from different issuers (Bank of America and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bank of America Travel Rewards or the Choice Privileges Mastercard first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Travel Rewards: $1,000 spend in 3 months. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.