Editorial take: Bank of America Travel Rewards
The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.
All credit cards
Side-by-side
Bank of America Travel Rewards vs Chase Ink Business Cash
Both are well-respected travel cards. The Bank of America Travel Rewards comes from Bank of America at $0/yr; the Chase Ink Business Cash from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Travel Rewards | Chase Ink Business Cash |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 25,000 points | $750 bonus cash back |
| Bonus value (est.) | $250 | $750 |
| Min spend to unlock bonus | $1,000 in 3 mo | $6,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | travel | business |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
|
Read the full review
Bank of America Travel Rewards
$0/yr · 25,000 points
Read the full review
Chase Ink Business Cash
$0/yr · $750 bonus cash back
Editorial take: Chase Ink Business Cash
Highest-earning no-fee business card. 5% on internet, phone, and office supplies covers most small-business overhead. Note: The elevated $900 SUB ended Nov 13, 2025; current public offer is $750/$6k/3mo.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Travel Rewards or Chase Ink Business Cash?
- The Chase Ink Business Cash has the bigger bonus, $750 bonus cash back, worth roughly $750, versus 25,000 points (~$250) on the Bank of America Travel Rewards.
- Is the Bank of America Travel Rewards's $0 annual fee worth it compared to the Chase Ink Business Cash?
- The Bank of America Travel Rewards has no annual fee, so the question is whether the Chase Ink Business Cash's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Cash's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Travel Rewards.
- Can I have both the Bank of America Travel Rewards and Chase Ink Business Cash?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Travel Rewards or the Chase Ink Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Travel Rewards: $1,000 spend in 3 months. Chase Ink Business Cash: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.