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Hawaiian Airlines World Elite Mastercard vs United Quest Business Card

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Bank of America at $99/yr; the United Quest Business Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Quest Business Card is the stronger pick today — the sign-up bonus is meaningfully larger ($720 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the United Quest Business Card first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.

FeatureHawaiian Airlines World Elite MastercardUnited Quest Business Card
Annual fee$99$350
Sign-up bonus70,000 miles100,000 miles + $300 credit
Bonus value (est.)$980$1,700
Min spend to unlock bonus$2,000 in 3 mo$7,000 in 3 mo
IssuerBank of AmericaChase
Card categoryairlinebusiness
Best earning category (Hawaiian)3x1x
Transfer partnershawaiian-milesmileageplus
Headline benefits
  • $100 companion discount
  • Free checked bag
  • 5k anniversary miles
  • Hawaii routing
  • $200 United travel credit
  • Two 5k-mile award rebates
  • 6 United Club passes
  • Free 2 checked bags
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr · 70,000 miles
Read the full review
United Quest Business Card
$350/yr · 100,000 miles + $300 credit

Editorial take: Hawaiian Airlines World Elite Mastercard

Niche card unless you fly Hawaii regularly. Note: Hawaiian + Alaska have merged loyalty into Atmos Rewards in 2025; the long-term direction of this card is in transition. Worth tracking if you're Hawaii-bound multiple times a year.

Editorial take: United Quest Business Card

United's mid-premium business. The $200 travel credit + 10k mile rebate after award bookings + 6 club passes routinely justify the $350 fee for any frequent United business traveler.

Common questions

Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or United Quest Business Card?
The United Quest Business Card has the bigger bonus — 100,000 miles + $300 credit, worth roughly $1,700, versus 70,000 miles (~$980) on the Hawaiian Airlines World Elite Mastercard.
Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the United Quest Business Card?
At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Quest Business Card's — pick the one whose perks you'll actually use.
Can I have both the Hawaiian Airlines World Elite Mastercard and United Quest Business Card?
Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Hawaiian Airlines World Elite Mastercard or the United Quest Business Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: $2,000 spend in 3 months. United Quest Business Card: $7,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.