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Side-by-side

Bank of America Customized Cash Rewards Credit Card vs Chase Ink Business Unlimited

Both are well-respected travel cards. The Bank of America Customized Cash Rewards Credit Card comes from Bank of America at $0/yr; the Chase Ink Business Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Bank of America Customized Cash Rewards Credit Card's. Get the Chase Ink Business Unlimited first; revisit the Bank of America Customized Cash Rewards Credit Card after you've earned that bonus.

FeatureBank of America Customized Cash Rewards Credit CardChase Ink Business Unlimited
Annual fee$0$0
Sign-up bonusNot advertised$750 bonus cash back
Bonus value (est.)-$750
Min spend to unlock bonus-$6,000 in 3 mo
IssuerBank of AmericaChase
Card categorycashbackbusiness
Best earning category (Choice_category)3x1x
Transfer partnersNonechase-ur
Headline benefits
    • 1.5% on everything
    • Huge $900 bonus
    • No annual fee
    • Converts to UR points
    Read the full review
    Bank of America Customized Cash Rewards Credit Card
    $0/yr ·
    Read the full review
    Chase Ink Business Unlimited
    $0/yr · $750 bonus cash back

    Editorial take: Bank of America Customized Cash Rewards Credit Card

    Editorial take: Chase Ink Business Unlimited

    The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.

    Common questions

    Which card has the bigger sign-up bonus, Bank of America Customized Cash Rewards Credit Card or Chase Ink Business Unlimited?
    The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the Bank of America Customized Cash Rewards Credit Card doesn't advertise one right now.
    Is the Bank of America Customized Cash Rewards Credit Card's $0 annual fee worth it compared to the Chase Ink Business Unlimited?
    The Bank of America Customized Cash Rewards Credit Card has no annual fee, so the question is whether the Chase Ink Business Unlimited's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Unlimited's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Customized Cash Rewards Credit Card.
    Can I have both the Bank of America Customized Cash Rewards Credit Card and Chase Ink Business Unlimited?
    Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bank of America Customized Cash Rewards Credit Card or the Chase Ink Business Unlimited first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Customized Cash Rewards Credit Card: no published min spend. Chase Ink Business Unlimited: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.