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Bank of America Business Advantage Unlimited Cash Rewards vs Bank of America Travel Rewards

Both are well-respected travel cards. The Bank of America Business Advantage Unlimited Cash Rewards comes from Bank of America at $0/yr; the Bank of America Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBank of America Business Advantage Unlimited Cash RewardsBank of America Travel Rewards
Annual fee$0$0
Sign-up bonus25,000 points
Bonus value (est.)-$250
Min spend to unlock bonus-$1,000 in 3 mo
IssuerBank of AmericaBank of America
Card categorybusinesstravel
Transfer partnersNoneNone
Headline benefits
    • 1.5x everywhere
    • No annual fee
    • No foreign tx fees
    • Preferred Rewards boost
    Read the full review
    Bank of America Business Advantage Unlimited Cash Rewards
    $0/yr ·
    Read the full review
    Bank of America Travel Rewards
    $0/yr · 25,000 points

    Editorial take: Bank of America Business Advantage Unlimited Cash Rewards

    Editorial take: Bank of America Travel Rewards

    The no-fee version of Premium Rewards. Only shines with BoA's Preferred Rewards boost, otherwise the Capital One VentureOne or Wells Fargo Autograph beat it.

    Common questions

    Which card has the bigger sign-up bonus, Bank of America Business Advantage Unlimited Cash Rewards or Bank of America Travel Rewards?
    The Bank of America Travel Rewards has a public bonus (25,000 points, worth roughly $250), while the Bank of America Business Advantage Unlimited Cash Rewards doesn't advertise one right now.
    Is the Bank of America Business Advantage Unlimited Cash Rewards's $0 annual fee worth it compared to the Bank of America Travel Rewards?
    The Bank of America Business Advantage Unlimited Cash Rewards has no annual fee, so the question is whether the Bank of America Travel Rewards's $0 fee is justified by its perks. If you'll use enough of the Bank of America Travel Rewards's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Unlimited Cash Rewards.
    Can I have both the Bank of America Business Advantage Unlimited Cash Rewards and Bank of America Travel Rewards?
    Yes, though both are issued by Bank of America so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bank of America Business Advantage Unlimited Cash Rewards or the Bank of America Travel Rewards first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Unlimited Cash Rewards: no published min spend. Bank of America Travel Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.