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Bank of America Business Advantage Travel Rewards vs United Explorer Card

Both are well-respected travel cards. The Bank of America Business Advantage Travel Rewards comes from Bank of America at $0/yr; the United Explorer Card from Chase at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the United Explorer Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,040 more in estimated value) than the Bank of America Business Advantage Travel Rewards's. Get the United Explorer Card first; revisit the Bank of America Business Advantage Travel Rewards after you've earned that bonus.

FeatureBank of America Business Advantage Travel RewardsUnited Explorer Card
Annual fee$0$150
Sign-up bonus70,000 miles + 10,000 AU bonus
Bonus value (est.)-$1,040
Min spend to unlock bonus-$3,000 in 3 mo
IssuerBank of AmericaChase
Card categorybusinessairline
Transfer partnersNoneNone
Headline benefits
    • Free checked bag
    • 2 United Club passes/year
    • Priority boarding
    • 25% back on inflight purchases
    Read the full review
    Bank of America Business Advantage Travel Rewards
    $0/yr ·
    Read the full review
    United Explorer Card
    $150/yr · 70,000 miles + 10,000 AU bonus

    Editorial take: Bank of America Business Advantage Travel Rewards

    Editorial take: United Explorer Card

    Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 70k + 10k AU bonus is a great starting point for domestic award flights. $0 intro annual fee, then $150.

    Common questions

    Which card has the bigger sign-up bonus, Bank of America Business Advantage Travel Rewards or United Explorer Card?
    The United Explorer Card has a public bonus (70,000 miles + 10,000 AU bonus, worth roughly $1,040), while the Bank of America Business Advantage Travel Rewards doesn't advertise one right now.
    Is the Bank of America Business Advantage Travel Rewards's $0 annual fee worth it compared to the United Explorer Card?
    The Bank of America Business Advantage Travel Rewards has no annual fee, so the question is whether the United Explorer Card's $150 fee is justified by its perks. If you'll use enough of the United Explorer Card's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Travel Rewards.
    Can I have both the Bank of America Business Advantage Travel Rewards and United Explorer Card?
    Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Bank of America Business Advantage Travel Rewards or the United Explorer Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Travel Rewards: no published min spend. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.