Bank of America Business Advantage Customized Cash Rewards vs Wells Fargo Active Cash Card
Both are well-respected travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Wells Fargo Active Cash Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Business Advantage Customized Cash Rewards | Wells Fargo Active Cash Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $200 cash rewards | |
| Bonus value (est.) | - | $200 |
| Min spend to unlock bonus | - | - |
| Issuer | Bank of America | Wells Fargo |
| Card category | business | cashback |
| Transfer partners | None | None |
| Headline benefits |
Editorial take: Wells Fargo Active Cash Card
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Wells Fargo Active Cash Card?
- The Wells Fargo Active Cash Card has a public bonus ($200 cash rewards, worth roughly $200), while the Bank of America Business Advantage Customized Cash Rewards doesn't advertise one right now.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Wells Fargo Active Cash Card?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Wells Fargo Active Cash Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Active Cash Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and Wells Fargo Active Cash Card?
- Yes, since they're from different issuers (Bank of America and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the Wells Fargo Active Cash Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Wells Fargo Active Cash Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
