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Bank of America Business Advantage Customized Cash Rewards vs U.S. Bank Business Leverage Visa Signature

Both are business travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Leverage Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($600 more in estimated value) than the Bank of America Business Advantage Customized Cash Rewards's. Get the U.S. Bank Business Leverage Visa Signature first; revisit the Bank of America Business Advantage Customized Cash Rewards after you've earned that bonus.

FeatureBank of America Business Advantage Customized Cash RewardsU.S. Bank Business Leverage Visa Signature
Annual fee$0$95
Sign-up bonus60,000 bonus points
Bonus value (est.)-$600
Min spend to unlock bonus-$6,000 in 4 mo
IssuerBank of AmericaU.S. Bank
Card categorybusinessbusiness
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Bank of America Business Advantage Customized Cash Rewards
      $0/yr ·
      Read the full review
      U.S. Bank Business Leverage Visa Signature
      $95/yr · 60,000 bonus points

      Editorial take: Bank of America Business Advantage Customized Cash Rewards

      Editorial take: U.S. Bank Business Leverage Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or U.S. Bank Business Leverage Visa Signature?
      The U.S. Bank Business Leverage Visa Signature has a public bonus (60,000 bonus points, worth roughly $600), while the Bank of America Business Advantage Customized Cash Rewards doesn't advertise one right now.
      Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
      The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
      Can I have both the Bank of America Business Advantage Customized Cash Rewards and U.S. Bank Business Leverage Visa Signature?
      Yes, since they're from different issuers (Bank of America and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Bank of America Business Advantage Customized Cash Rewards or the U.S. Bank Business Leverage Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. U.S. Bank Business Leverage Visa Signature: $6,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.