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Bank of America Business Advantage Customized Cash Rewards vs Discover it Miles
Both are well-respected travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Business Advantage Customized Cash Rewards | Discover it Miles |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | Unlimited Miles Match (entire first-year miles doubled) | |
| Bonus value (est.) | - | $450 |
| Min spend to unlock bonus | - | $0 in 12 mo |
| Issuer | Bank of America | Discover |
| Card category | business | travel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Bank of America Business Advantage Customized Cash Rewards
$0/yr ·
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Discover it Miles?
- The Discover it Miles has a public bonus (Unlimited Miles Match (entire first-year miles doubled), worth roughly $450), while the Bank of America Business Advantage Customized Cash Rewards doesn't advertise one right now.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Discover it Miles?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Discover it Miles's $0 fee is justified by its perks. If you'll use enough of the Discover it Miles's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and Discover it Miles?
- Yes, since they're from different issuers (Bank of America and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.