Bank of America Business Advantage Customized Cash Rewards vs Chase Ink Business Unlimited
Both are business travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Chase Ink Business Unlimited from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Chase Ink Business Unlimited is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Bank of America Business Advantage Customized Cash Rewards's. Get the Chase Ink Business Unlimited first; revisit the Bank of America Business Advantage Customized Cash Rewards after you've earned that bonus.
| Feature | Bank of America Business Advantage Customized Cash Rewards | Chase Ink Business Unlimited |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $750 bonus cash back | |
| Bonus value (est.) | - | $750 |
| Min spend to unlock bonus | - | $6,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | business | business |
| Transfer partners | None | chase-ur |
| Headline benefits |
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Editorial take: Chase Ink Business Unlimited
The business version of Freedom Unlimited. Flat 1.5% on every business expense with no annual fee, perfect catch-all for anything that doesn't fit a bonus category.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Chase Ink Business Unlimited?
- The Chase Ink Business Unlimited has a public bonus ($750 bonus cash back, worth roughly $750), while the Bank of America Business Advantage Customized Cash Rewards doesn't advertise one right now.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Chase Ink Business Unlimited?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Chase Ink Business Unlimited's $0 fee is justified by its perks. If you'll use enough of the Chase Ink Business Unlimited's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and Chase Ink Business Unlimited?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the Chase Ink Business Unlimited first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Chase Ink Business Unlimited: $6,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
