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Bank of America Business Advantage Customized Cash Rewards vs IHG One Rewards Traveler
Both are well-respected travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the IHG One Rewards Traveler from Chase at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Business Advantage Customized Cash Rewards | IHG One Rewards Traveler |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 80,000 points | |
| Bonus value (est.) | - | $480 |
| Min spend to unlock bonus | - | $2,000 in 3 mo |
| Issuer | Bank of America | Chase |
| Card category | business | hotel |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Bank of America Business Advantage Customized Cash Rewards
$0/yr ·
Read the full review
IHG One Rewards Traveler
$0/yr · 80,000 points
Editorial take: IHG One Rewards Traveler
The 4th-night-free benefit alone makes this a standout, on a 4-night IHG stay, you're effectively getting 25% off. Stack with transfer bonuses from Chase UR for serious savings.
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or IHG One Rewards Traveler?
- The IHG One Rewards Traveler has a public bonus (80,000 points, worth roughly $480), while the Bank of America Business Advantage Customized Cash Rewards doesn't advertise one right now.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the IHG One Rewards Traveler?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the IHG One Rewards Traveler's $0 fee is justified by its perks. If you'll use enough of the IHG One Rewards Traveler's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and IHG One Rewards Traveler?
- Yes, since they're from different issuers (Bank of America and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the IHG One Rewards Traveler first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. IHG One Rewards Traveler: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.