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Bank of America Business Advantage Customized Cash Rewards vs Avianca LifeMiles American Express Card
Both are well-respected travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Avianca LifeMiles American Express Card from Cardless at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Business Advantage Customized Cash Rewards | Avianca LifeMiles American Express Card |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Bank of America | Cardless |
| Card category | business | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Bank of America Business Advantage Customized Cash Rewards
$0/yr ·
Read the full review
Avianca LifeMiles American Express Card
$99/yr ·
Editorial take: Avianca LifeMiles American Express Card
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Avianca LifeMiles American Express Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Avianca LifeMiles American Express Card?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Avianca LifeMiles American Express Card's $99 fee is justified by its perks. If you'll use enough of the Avianca LifeMiles American Express Card's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and Avianca LifeMiles American Express Card?
- Yes, since they're from different issuers (Bank of America and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the Avianca LifeMiles American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Avianca LifeMiles American Express Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.