All credit cards
Side-by-side
Bank of America Business Advantage Customized Cash Rewards vs Capital One Spark Miles for Business
Both are business travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Capital One Spark Miles for Business from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Bank of America Business Advantage Customized Cash Rewards | Capital One Spark Miles for Business |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | ||
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Bank of America | Capital One |
| Card category | business | business |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Bank of America Business Advantage Customized Cash Rewards
$0/yr ·
Read the full review
Capital One Spark Miles for Business
$95/yr ·
Editorial take: Capital One Spark Miles for Business
Common questions
- Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Capital One Spark Miles for Business?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Capital One Spark Miles for Business?
- The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Capital One Spark Miles for Business's $95 fee is justified by its perks. If you'll use enough of the Capital One Spark Miles for Business's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
- Can I have both the Bank of America Business Advantage Customized Cash Rewards and Capital One Spark Miles for Business?
- Yes, since they're from different issuers (Bank of America and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Bank of America Business Advantage Customized Cash Rewards or the Capital One Spark Miles for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Capital One Spark Miles for Business: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.