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Bank of America Business Advantage Customized Cash Rewards vs Bank of America Business Advantage Travel Rewards

Both are business travel cards. The Bank of America Business Advantage Customized Cash Rewards comes from Bank of America at $0/yr; the Bank of America Business Advantage Travel Rewards from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Bank of America and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Bank of America Business Advantage Travel Rewards costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureBank of America Business Advantage Customized Cash RewardsBank of America Business Advantage Travel Rewards
Annual fee$0$0
Sign-up bonus
Bonus value (est.)--
Min spend to unlock bonus--
IssuerBank of AmericaBank of America
Card categorybusinessbusiness
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Bank of America Business Advantage Customized Cash Rewards
      $0/yr ·
      Read the full review
      Bank of America Business Advantage Travel Rewards
      $0/yr ·

      Editorial take: Bank of America Business Advantage Customized Cash Rewards

      Editorial take: Bank of America Business Advantage Travel Rewards

      Common questions

      Which card has the bigger sign-up bonus, Bank of America Business Advantage Customized Cash Rewards or Bank of America Business Advantage Travel Rewards?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Bank of America Business Advantage Customized Cash Rewards's $0 annual fee worth it compared to the Bank of America Business Advantage Travel Rewards?
      The Bank of America Business Advantage Customized Cash Rewards has no annual fee, so the question is whether the Bank of America Business Advantage Travel Rewards's $0 fee is justified by its perks. If you'll use enough of the Bank of America Business Advantage Travel Rewards's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Bank of America Business Advantage Customized Cash Rewards.
      Can I have both the Bank of America Business Advantage Customized Cash Rewards and Bank of America Business Advantage Travel Rewards?
      Yes, though both are issued by Bank of America so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Bank of America Business Advantage Customized Cash Rewards or the Bank of America Business Advantage Travel Rewards first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Bank of America Business Advantage Customized Cash Rewards: no published min spend. Bank of America Business Advantage Travel Rewards: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.