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Atmos Rewards Summit Visa Infinite Card vs Lowe's Business Rewards Card from American Express
Both are well-respected travel cards. The Atmos Rewards Summit Visa Infinite Card comes from Bank of America at $395/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Lowe's Business Rewards Card from American Express, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Atmos Rewards Summit Visa Infinite Card | Lowe's Business Rewards Card from American Express |
|---|---|---|
| Annual fee | $395 | $0 |
| Sign-up bonus | Not advertised | $100 statement credit |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | Bank of America | American Express |
| Card category | travel | business |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Atmos Rewards Summit Visa Infinite Card
$395/yr ·
Read the full review
Lowe's Business Rewards Card from American Express
$0/yr · $100 statement credit
Editorial take: Lowe's Business Rewards Card from American Express
Common questions
- Which card has the bigger sign-up bonus, Atmos Rewards Summit Visa Infinite Card or Lowe's Business Rewards Card from American Express?
- The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Atmos Rewards Summit Visa Infinite Card doesn't advertise one right now.
- Is the Atmos Rewards Summit Visa Infinite Card's $395 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
- At $395/yr, the Atmos Rewards Summit Visa Infinite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
- Can I have both the Atmos Rewards Summit Visa Infinite Card and Lowe's Business Rewards Card from American Express?
- Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Atmos Rewards Summit Visa Infinite Card or the Lowe's Business Rewards Card from American Express first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Summit Visa Infinite Card: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.