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Side-by-side
Atmos Rewards Summit Visa Infinite Card vs Discover it Miles
Both are travel travel cards. The Atmos Rewards Summit Visa Infinite Card comes from Bank of America at $395/yr; the Discover it Miles from Discover at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Discover it Miles, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Atmos Rewards Summit Visa Infinite Card | Discover it Miles |
|---|---|---|
| Annual fee | $395 | $0 |
| Sign-up bonus | Not advertised | Unlimited Miles Match (entire first-year miles doubled) |
| Bonus value (est.) | - | $450 |
| Min spend to unlock bonus | - | $0 in 12 mo |
| Issuer | Bank of America | Discover |
| Card category | travel | travel |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Atmos Rewards Summit Visa Infinite Card
$395/yr ·
Read the full review
Discover it Miles
$0/yr · Unlimited Miles Match (entire first-year miles doubled)
Editorial take: Discover it Miles
A rare card that effectively earns 3x in year one (1.5x + match). Miles aren't transferable, but the simplicity + first-year match make this a strong starter travel card.
Common questions
- Which card has the bigger sign-up bonus, Atmos Rewards Summit Visa Infinite Card or Discover it Miles?
- The Discover it Miles has a public bonus (Unlimited Miles Match (entire first-year miles doubled), worth roughly $450), while the Atmos Rewards Summit Visa Infinite Card doesn't advertise one right now.
- Is the Atmos Rewards Summit Visa Infinite Card's $395 annual fee worth it compared to the Discover it Miles?
- At $395/yr, the Atmos Rewards Summit Visa Infinite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Discover it Miles's, pick the one whose perks you'll actually use.
- Can I have both the Atmos Rewards Summit Visa Infinite Card and Discover it Miles?
- Yes, since they're from different issuers (Bank of America and Discover) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Atmos Rewards Summit Visa Infinite Card or the Discover it Miles first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Summit Visa Infinite Card: no published min spend. Discover it Miles: $0 in 12 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.