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Side-by-side

Atmos Rewards Summit Visa Infinite Card vs Amazon Business Prime American Express Card

Both are well-respected travel cards. The Atmos Rewards Summit Visa Infinite Card comes from Bank of America at $395/yr; the Amazon Business Prime American Express Card from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Amazon Business Prime American Express Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureAtmos Rewards Summit Visa Infinite CardAmazon Business Prime American Express Card
Annual fee$395$0
Sign-up bonusNot advertised$125 Amazon.com Gift Card
Bonus value (est.)-$125
Min spend to unlock bonus-$0 in 0 mo
IssuerBank of AmericaAmerican Express
Card categorytravelbusiness
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Atmos Rewards Summit Visa Infinite Card
      $395/yr ·
      Read the full review
      Amazon Business Prime American Express Card
      $0/yr · $125 Amazon.com Gift Card

      Editorial take: Atmos Rewards Summit Visa Infinite Card

      Editorial take: Amazon Business Prime American Express Card

      Common questions

      Which card has the bigger sign-up bonus, Atmos Rewards Summit Visa Infinite Card or Amazon Business Prime American Express Card?
      The Amazon Business Prime American Express Card has a public bonus ($125 Amazon.com Gift Card, worth roughly $125), while the Atmos Rewards Summit Visa Infinite Card doesn't advertise one right now.
      Is the Atmos Rewards Summit Visa Infinite Card's $395 annual fee worth it compared to the Amazon Business Prime American Express Card?
      At $395/yr, the Atmos Rewards Summit Visa Infinite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Amazon Business Prime American Express Card's, pick the one whose perks you'll actually use.
      Can I have both the Atmos Rewards Summit Visa Infinite Card and Amazon Business Prime American Express Card?
      Yes, since they're from different issuers (Bank of America and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Atmos Rewards Summit Visa Infinite Card or the Amazon Business Prime American Express Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Summit Visa Infinite Card: no published min spend. Amazon Business Prime American Express Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.