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Atmos Rewards Summit Visa Infinite Card vs TAP Miles and Go American Express Card
Both are well-respected travel cards. The Atmos Rewards Summit Visa Infinite Card comes from Bank of America at $395/yr; the TAP Miles and Go American Express Card from Cardless at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the TAP Miles and Go American Express Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Atmos Rewards Summit Visa Infinite Card | TAP Miles and Go American Express Card |
|---|---|---|
| Annual fee | $395 | $79 |
| Sign-up bonus | Not advertised | 40,000 bonus miles |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | $2,500 in 3 mo |
| Issuer | Bank of America | Cardless |
| Card category | travel | airline |
| Best earning category (Airline) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Atmos Rewards Summit Visa Infinite Card
$395/yr ·
Read the full review
TAP Miles and Go American Express Card
$79/yr · 40,000 bonus miles
Editorial take: TAP Miles and Go American Express Card
The only US co-branded card for a European Star Alliance carrier. Useful if you fly TAP to Lisbon or onward Europe several times a year, since the lounge passes, free extra bag, and Premium Boarding can each be worth more than the $79 annual fee on a single transatlantic trip.
Common questions
- Which card has the bigger sign-up bonus, Atmos Rewards Summit Visa Infinite Card or TAP Miles and Go American Express Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Atmos Rewards Summit Visa Infinite Card's $395 annual fee worth it compared to the TAP Miles and Go American Express Card?
- At $395/yr, the Atmos Rewards Summit Visa Infinite Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the TAP Miles and Go American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the Atmos Rewards Summit Visa Infinite Card and TAP Miles and Go American Express Card?
- Yes, since they're from different issuers (Bank of America and Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Atmos Rewards Summit Visa Infinite Card or the TAP Miles and Go American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Atmos Rewards Summit Visa Infinite Card: no published min spend. TAP Miles and Go American Express Card: $2,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.