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Side-by-side
BJ's One Mastercard vs Kohl's Card
Both are cashback travel cards. The BJ's One Mastercard comes from Capital One at $0/yr; the Kohl's Card from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Capital One and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Kohl's Card costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | BJ's One Mastercard | Kohl's Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | ||
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Capital One | Capital One |
| Card category | cashback | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
BJ's One Mastercard
$0/yr ·
Read the full review
Kohl's Card
$0/yr ·
Editorial take: Kohl's Card
Common questions
- Which card has the bigger sign-up bonus, BJ's One Mastercard or Kohl's Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the BJ's One Mastercard's $0 annual fee worth it compared to the Kohl's Card?
- The BJ's One Mastercard has no annual fee, so the question is whether the Kohl's Card's $0 fee is justified by its perks. If you'll use enough of the Kohl's Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BJ's One Mastercard.
- Can I have both the BJ's One Mastercard and Kohl's Card?
- Yes, though both are issued by Capital One so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BJ's One Mastercard or the Kohl's Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BJ's One Mastercard: no published min spend. Kohl's Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.