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BECU Secured Cash Back Credit Card vs Wells Fargo Active Cash Card
Both are cashback travel cards. The BECU Secured Cash Back Credit Card comes from BECU at $0/yr; the Wells Fargo Active Cash Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | BECU Secured Cash Back Credit Card | Wells Fargo Active Cash Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | No welcome bonus | $200 cash rewards |
| Bonus value (est.) | $0 | $200 |
| Min spend to unlock bonus | $0 in 0 mo | - |
| Issuer | BECU | Wells Fargo |
| Card category | cashback | cashback |
| Best earning category (All_purchases) | 1.5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
BECU Secured Cash Back Credit Card
$0/yr · No welcome bonus
Read the full review
Wells Fargo Active Cash Card
$0/yr · $200 cash rewards
Editorial take: Wells Fargo Active Cash Card
Common questions
- Which card has the bigger sign-up bonus, BECU Secured Cash Back Credit Card or Wells Fargo Active Cash Card?
- The Wells Fargo Active Cash Card has the bigger bonus, $200 cash rewards, worth roughly $200, versus No welcome bonus (~$0) on the BECU Secured Cash Back Credit Card.
- Is the BECU Secured Cash Back Credit Card's $0 annual fee worth it compared to the Wells Fargo Active Cash Card?
- The BECU Secured Cash Back Credit Card has no annual fee, so the question is whether the Wells Fargo Active Cash Card's $0 fee is justified by its perks. If you'll use enough of the Wells Fargo Active Cash Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Secured Cash Back Credit Card.
- Can I have both the BECU Secured Cash Back Credit Card and Wells Fargo Active Cash Card?
- Yes, since they're from different issuers (BECU and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the BECU Secured Cash Back Credit Card or the Wells Fargo Active Cash Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Secured Cash Back Credit Card: $0 spend in 0 months. Wells Fargo Active Cash Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.