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BECU Cash Back Credit Card vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The BECU Cash Back Credit Card comes from BECU at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($550 more in estimated value) than the BECU Cash Back Credit Card's. Get the US Bank Triple Cash Rewards Business first; revisit the BECU Cash Back Credit Card after you've earned that bonus.

FeatureBECU Cash Back Credit CardUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonus$200 cash back after $2,000 spend in 3 months$750 cash back
Bonus value (est.)$200$750
Min spend to unlock bonus$2,000 in 3 mo$6,000 in 6 mo
IssuerBECUU.S. Bank
Card categorycashbackbusiness
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      BECU Cash Back Credit Card
      $0/yr · $200 cash back after $2,000 spend in 3 months
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back

      Editorial take: BECU Cash Back Credit Card

      Editorial take: US Bank Triple Cash Rewards Business

      Common questions

      Which card has the bigger sign-up bonus, BECU Cash Back Credit Card or US Bank Triple Cash Rewards Business?
      The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus $200 cash back after $2,000 spend in 3 months (~$200) on the BECU Cash Back Credit Card.
      Is the BECU Cash Back Credit Card's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
      The BECU Cash Back Credit Card has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the BECU Cash Back Credit Card.
      Can I have both the BECU Cash Back Credit Card and US Bank Triple Cash Rewards Business?
      Yes, since they're from different issuers (BECU and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the BECU Cash Back Credit Card or the US Bank Triple Cash Rewards Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. BECU Cash Back Credit Card: $2,000 spend in 3 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.