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Side-by-side

JetBlue Premier Card vs USAA Rewards American Express

Both are well-respected travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the USAA Rewards American Express from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the USAA Rewards American Express, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureJetBlue Premier CardUSAA Rewards American Express
Annual fee$499$0
Sign-up bonusNot advertised2,500 USAA Rewards points
Bonus value (est.)-$25
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysUSAA
Card categorytravelrewards
Best earning category (Airline)6x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      JetBlue Premier Card
      $499/yr ·
      Read the full review
      USAA Rewards American Express
      $0/yr · 2,500 USAA Rewards points

      Editorial take: JetBlue Premier Card

      Editorial take: USAA Rewards American Express

      Common questions

      Which card has the bigger sign-up bonus, JetBlue Premier Card or USAA Rewards American Express?
      The USAA Rewards American Express has a public bonus (2,500 USAA Rewards points, worth roughly $25), while the JetBlue Premier Card doesn't advertise one right now.
      Is the JetBlue Premier Card's $499 annual fee worth it compared to the USAA Rewards American Express?
      At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rewards American Express's, pick the one whose perks you'll actually use.
      Can I have both the JetBlue Premier Card and USAA Rewards American Express?
      Yes, since they're from different issuers (Barclays and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the JetBlue Premier Card or the USAA Rewards American Express first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. USAA Rewards American Express: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.