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Side-by-side

JetBlue Premier Card vs USAA Rate Advantage Visa Platinum

Both are well-respected travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the USAA Rate Advantage Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the USAA Rate Advantage Visa Platinum, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureJetBlue Premier CardUSAA Rate Advantage Visa Platinum
Annual fee$499$0
Sign-up bonusNot advertisedNone
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysUSAA
Card categorytravelrewards
Best earning category (Airline)6x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      JetBlue Premier Card
      $499/yr ·
      Read the full review
      USAA Rate Advantage Visa Platinum
      $0/yr · None

      Editorial take: JetBlue Premier Card

      Editorial take: USAA Rate Advantage Visa Platinum

      Common questions

      Which card has the bigger sign-up bonus, JetBlue Premier Card or USAA Rate Advantage Visa Platinum?
      The USAA Rate Advantage Visa Platinum has a public bonus (None, worth roughly $0), while the JetBlue Premier Card doesn't advertise one right now.
      Is the JetBlue Premier Card's $499 annual fee worth it compared to the USAA Rate Advantage Visa Platinum?
      At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rate Advantage Visa Platinum's, pick the one whose perks you'll actually use.
      Can I have both the JetBlue Premier Card and USAA Rate Advantage Visa Platinum?
      Yes, since they're from different issuers (Barclays and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the JetBlue Premier Card or the USAA Rate Advantage Visa Platinum first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. USAA Rate Advantage Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.