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Side-by-side

JetBlue Premier Card vs PenFed Platinum Rewards Visa Signature Card

Both are well-respected travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the PenFed Platinum Rewards Visa Signature Card from PenFed at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the PenFed Platinum Rewards Visa Signature Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureJetBlue Premier CardPenFed Platinum Rewards Visa Signature Card
Annual fee$499$0
Sign-up bonusNot advertised15,000 bonus points after $1,500 spend in 90 days
Bonus value (est.)-$128
Min spend to unlock bonus-$1,500 in 3 mo
IssuerBarclaysPenFed
Card categorytravelcashback
Best earning category (Airline)6x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      JetBlue Premier Card
      $499/yr ·
      Read the full review
      PenFed Platinum Rewards Visa Signature Card
      $0/yr · 15,000 bonus points after $1,500 spend in 90 days

      Editorial take: JetBlue Premier Card

      Editorial take: PenFed Platinum Rewards Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, JetBlue Premier Card or PenFed Platinum Rewards Visa Signature Card?
      The PenFed Platinum Rewards Visa Signature Card has a public bonus (15,000 bonus points after $1,500 spend in 90 days, worth roughly $128), while the JetBlue Premier Card doesn't advertise one right now.
      Is the JetBlue Premier Card's $499 annual fee worth it compared to the PenFed Platinum Rewards Visa Signature Card?
      At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the PenFed Platinum Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the JetBlue Premier Card and PenFed Platinum Rewards Visa Signature Card?
      Yes, since they're from different issuers (Barclays and PenFed) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the JetBlue Premier Card or the PenFed Platinum Rewards Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. PenFed Platinum Rewards Visa Signature Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.