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Side-by-side
JetBlue Premier Card vs Citi Simplicity Card
Both are well-respected travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the Citi Simplicity Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Citi Simplicity Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | JetBlue Premier Card | Citi Simplicity Card |
|---|---|---|
| Annual fee | $499 | $0 |
| Sign-up bonus | Not advertised | No welcome bonus; product is a 0% intro APR balance-transfer card with no late fees, no penalty APR, and no rewards program |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Barclays | Citi |
| Card category | travel | |
| Best earning category (Airline) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
JetBlue Premier Card
$499/yr ·
Read the full review
Citi Simplicity Card
$0/yr · No welcome bonus; product is a 0% intro APR balance-transfer card with no late fees, no penalty APR, and no rewards program
Editorial take: Citi Simplicity Card
Common questions
- Which card has the bigger sign-up bonus, JetBlue Premier Card or Citi Simplicity Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the JetBlue Premier Card's $499 annual fee worth it compared to the Citi Simplicity Card?
- At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Simplicity Card's, pick the one whose perks you'll actually use.
- Can I have both the JetBlue Premier Card and Citi Simplicity Card?
- Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the JetBlue Premier Card or the Citi Simplicity Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. Citi Simplicity Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.