All credit cards
Side-by-side
JetBlue Premier Card vs Bilt Mastercard (legacy, Wells Fargo)
Both are travel travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the Bilt Mastercard (legacy, Wells Fargo) from Bilt / Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Bilt Mastercard (legacy, Wells Fargo), its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | JetBlue Premier Card | Bilt Mastercard (legacy, Wells Fargo) |
|---|---|---|
| Annual fee | $499 | $0 |
| Sign-up bonus | Not advertised | Closed to new applicants |
| Bonus value (est.) | - | $0 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | Barclays | Bilt / Wells Fargo |
| Card category | travel | travel |
| Best earning category (Airline) | 6x | 1x |
| Transfer partners | None | bilt |
| Headline benefits |
|
Read the full review
JetBlue Premier Card
$499/yr ·
Read the full review
Bilt Mastercard (legacy, Wells Fargo)
$0/yr · Closed to new applicants
Editorial take: Bilt Mastercard (legacy, Wells Fargo)
Closed to new applicants. Bilt launched its 2.0 portfolio (Blue / Obsidian / Palladium) on February 7, 2026 with Cardless as the new issuer. Existing Wells Fargo Bilt Mastercard holders are being migrated; new applicants should apply for one of the Bilt 2.0 tiers via biltrewards.com.
Common questions
- Which card has the bigger sign-up bonus, JetBlue Premier Card or Bilt Mastercard (legacy, Wells Fargo)?
- The Bilt Mastercard (legacy, Wells Fargo) has a public bonus (Closed to new applicants, worth roughly $0), while the JetBlue Premier Card doesn't advertise one right now.
- Is the JetBlue Premier Card's $499 annual fee worth it compared to the Bilt Mastercard (legacy, Wells Fargo)?
- At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Mastercard (legacy, Wells Fargo)'s, pick the one whose perks you'll actually use.
- Can I have both the JetBlue Premier Card and Bilt Mastercard (legacy, Wells Fargo)?
- Yes, since they're from different issuers (Barclays and Bilt / Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the JetBlue Premier Card or the Bilt Mastercard (legacy, Wells Fargo) first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. Bilt Mastercard (legacy, Wells Fargo): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.