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Side-by-side
JetBlue Premier Card vs Bilt Blue
Both are travel travel cards. The JetBlue Premier Card comes from Barclays at $499/yr; the Bilt Blue from Bilt / Cardless at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Bilt Blue, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | JetBlue Premier Card | Bilt Blue |
|---|---|---|
| Annual fee | $499 | $0 |
| Sign-up bonus | Not advertised | $100 Bilt Cash |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $0 in 0 mo |
| Issuer | Barclays | Bilt / Cardless |
| Card category | travel | travel |
| Best earning category (Airline) | 6x | 1x |
| Transfer partners | None | bilt |
| Headline benefits |
|
Read the full review
JetBlue Premier Card
$499/yr ·
Read the full review
Bilt Blue
$0/yr · $100 Bilt Cash
Editorial take: Bilt Blue
The no-fee entry tier of Bilt 2.0, launched February 7, 2026 by Cardless. Flat 1x earn (no bonus categories — those live on Obsidian and Palladium). Best for renters who want the no-fee anchor + full transfer partner access without paying $95+. The 5-transactions-per-cycle minimum from legacy Bilt is gone, and Rent Day still doubles everyday earn on the 1st.
Common questions
- Which card has the bigger sign-up bonus, JetBlue Premier Card or Bilt Blue?
- The Bilt Blue has a public bonus ($100 Bilt Cash, worth roughly $100), while the JetBlue Premier Card doesn't advertise one right now.
- Is the JetBlue Premier Card's $499 annual fee worth it compared to the Bilt Blue?
- At $499/yr, the JetBlue Premier Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Blue's, pick the one whose perks you'll actually use.
- Can I have both the JetBlue Premier Card and Bilt Blue?
- Yes, since they're from different issuers (Barclays and Bilt / Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the JetBlue Premier Card or the Bilt Blue first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Premier Card: no published min spend. Bilt Blue: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.