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Side-by-side

JetBlue Plus Card vs USAA Rate Advantage Visa Platinum

Both are well-respected travel cards. The JetBlue Plus Card comes from Barclays at $99/yr; the USAA Rate Advantage Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the JetBlue Plus Card is the stronger pick today, the sign-up bonus is meaningfully larger ($910 more in estimated value) than the USAA Rate Advantage Visa Platinum's. Get the JetBlue Plus Card first; revisit the USAA Rate Advantage Visa Platinum after you've earned that bonus.

FeatureJetBlue Plus CardUSAA Rate Advantage Visa Platinum
Annual fee$99$0
Sign-up bonus70,000 pointsNone
Bonus value (est.)$910$0
Min spend to unlock bonus$1,000 in 3 mo$0 in 0 mo
IssuerBarclaysUSAA
Card categoryairlinerewards
Best earning category (Jetblue)6x1x
Transfer partnersNoneNone
Headline benefits
  • 5,000 anniversary points
  • 10% redemption rebate
  • Free bag for 4 travelers
  • 6x at JetBlue
    Read the full review
    JetBlue Plus Card
    $99/yr · 70,000 points
    Read the full review
    USAA Rate Advantage Visa Platinum
    $0/yr · None

    Editorial take: JetBlue Plus Card

    Strong East Coast card. The 5,000 anniversary points alone are worth ~$65 (more than half the fee), and the 10% redemption rebate keeps the rest of your TrueBlue stash compounding.

    Editorial take: USAA Rate Advantage Visa Platinum

    Common questions

    Which card has the bigger sign-up bonus, JetBlue Plus Card or USAA Rate Advantage Visa Platinum?
    The JetBlue Plus Card has the bigger bonus, 70,000 points, worth roughly $910, versus None (~$0) on the USAA Rate Advantage Visa Platinum.
    Is the JetBlue Plus Card's $99 annual fee worth it compared to the USAA Rate Advantage Visa Platinum?
    At $99/yr, the JetBlue Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rate Advantage Visa Platinum's, pick the one whose perks you'll actually use.
    Can I have both the JetBlue Plus Card and USAA Rate Advantage Visa Platinum?
    Yes, since they're from different issuers (Barclays and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the JetBlue Plus Card or the USAA Rate Advantage Visa Platinum first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Plus Card: $1,000 spend in 3 months. USAA Rate Advantage Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.