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Side-by-side

JetBlue Plus Card vs Bilt Mastercard (legacy, Wells Fargo)

Both are well-respected travel cards. The JetBlue Plus Card comes from Barclays at $99/yr; the Bilt Mastercard (legacy, Wells Fargo) from Bilt / Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the JetBlue Plus Card is the stronger pick today, the sign-up bonus is meaningfully larger ($910 more in estimated value) than the Bilt Mastercard (legacy, Wells Fargo)'s. Get the JetBlue Plus Card first; revisit the Bilt Mastercard (legacy, Wells Fargo) after you've earned that bonus.

FeatureJetBlue Plus CardBilt Mastercard (legacy, Wells Fargo)
Annual fee$99$0
Sign-up bonus60,000 pointsClosed to new applicants
Bonus value (est.)$910$0
Min spend to unlock bonus$1,000 in 3 mo$0 in 0 mo
IssuerBarclaysBilt / Wells Fargo
Card categoryairlinetravel
Best earning category (Jetblue)6x1x
Transfer partnersNonebilt
Headline benefits
  • 5,000 anniversary points
  • 10% redemption rebate
  • Free bag for 4 travelers
  • 6x at JetBlue
  • Closed to new applicants (Wells Fargo)
  • Existing cards being migrated
  • Apply for Bilt 2.0 (Cardless) instead
  • 100k pt/yr rent cap (legacy)
Read the full review
JetBlue Plus Card
$99/yr · 60,000 points
Read the full review
Bilt Mastercard (legacy, Wells Fargo)
$0/yr · Closed to new applicants

Editorial take: JetBlue Plus Card

Strong East Coast card. The 5,000 anniversary points alone are worth ~$65 (more than half the fee), and the 10% redemption rebate keeps the rest of your TrueBlue stash compounding.

Editorial take: Bilt Mastercard (legacy, Wells Fargo)

Closed to new applicants. Bilt launched its 2.0 portfolio (Blue / Obsidian / Palladium) on February 7, 2026 with Cardless as the new issuer. Existing Wells Fargo Bilt Mastercard holders are being migrated; new applicants should apply for one of the Bilt 2.0 tiers via biltrewards.com.

Common questions

Which card has the bigger sign-up bonus, JetBlue Plus Card or Bilt Mastercard (legacy, Wells Fargo)?
The JetBlue Plus Card has the bigger bonus, 60,000 points, worth roughly $910, versus Closed to new applicants (~$0) on the Bilt Mastercard (legacy, Wells Fargo).
Is the JetBlue Plus Card's $99 annual fee worth it compared to the Bilt Mastercard (legacy, Wells Fargo)?
At $99/yr, the JetBlue Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Mastercard (legacy, Wells Fargo)'s, pick the one whose perks you'll actually use.
Can I have both the JetBlue Plus Card and Bilt Mastercard (legacy, Wells Fargo)?
Yes, since they're from different issuers (Barclays and Bilt / Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the JetBlue Plus Card or the Bilt Mastercard (legacy, Wells Fargo) first?
Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Plus Card: $1,000 spend in 3 months. Bilt Mastercard (legacy, Wells Fargo): $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.