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Side-by-side

JetBlue Plus Card vs Bilt Blue

Both are well-respected travel cards. The JetBlue Plus Card comes from Barclays at $99/yr; the Bilt Blue from Bilt / Cardless at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the JetBlue Plus Card is the stronger pick today, the sign-up bonus is meaningfully larger ($810 more in estimated value) than the Bilt Blue's. Get the JetBlue Plus Card first; revisit the Bilt Blue after you've earned that bonus.

FeatureJetBlue Plus CardBilt Blue
Annual fee$99$0
Sign-up bonus70,000 points$100 Bilt Cash
Bonus value (est.)$910$100
Min spend to unlock bonus$1,000 in 3 mo$0 in 0 mo
IssuerBarclaysBilt / Cardless
Card categoryairlinetravel
Best earning category (Jetblue)6x1x
Transfer partnersNonebilt
Headline benefits
  • 5,000 anniversary points
  • 10% redemption rebate
  • Free bag for 4 travelers
  • 6x at JetBlue
  • $0 annual fee
  • 1x everywhere, no caps
  • Up to 1.25x on rent
  • Rent Day 2x on the 1st
Read the full review
JetBlue Plus Card
$99/yr · 70,000 points
Read the full review
Bilt Blue
$0/yr · $100 Bilt Cash

Editorial take: JetBlue Plus Card

Strong East Coast card. The 5,000 anniversary points alone are worth ~$65 (more than half the fee), and the 10% redemption rebate keeps the rest of your TrueBlue stash compounding.

Editorial take: Bilt Blue

The no-fee entry tier of Bilt 2.0, launched February 7, 2026 by Cardless. Flat 1x earn (no bonus categories — those live on Obsidian and Palladium). Best for renters who want the no-fee anchor + full transfer partner access without paying $95+. The 5-transactions-per-cycle minimum from legacy Bilt is gone, and Rent Day still doubles everyday earn on the 1st.

Common questions

Which card has the bigger sign-up bonus, JetBlue Plus Card or Bilt Blue?
The JetBlue Plus Card has the bigger bonus, 70,000 points, worth roughly $910, versus $100 Bilt Cash (~$100) on the Bilt Blue.
Is the JetBlue Plus Card's $99 annual fee worth it compared to the Bilt Blue?
At $99/yr, the JetBlue Plus Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bilt Blue's, pick the one whose perks you'll actually use.
Can I have both the JetBlue Plus Card and Bilt Blue?
Yes, since they're from different issuers (Barclays and Bilt / Cardless) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the JetBlue Plus Card or the Bilt Blue first?
Get the one whose sign-up bonus you can hit comfortably without overspending. JetBlue Plus Card: $1,000 spend in 3 months. Bilt Blue: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.