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Side-by-side
Hawaiian Airlines World Elite Mastercard vs PenFed Power Cash Rewards Visa Signature Card
Both are cashback travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the PenFed Power Cash Rewards Visa Signature Card from PenFed at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hawaiian Airlines World Elite Mastercard | PenFed Power Cash Rewards Visa Signature Card |
|---|---|---|
| Annual fee | $99 | $0 |
| Sign-up bonus | $100 statement credit | |
| Bonus value (est.) | - | $100 |
| Min spend to unlock bonus | - | $1,500 in 3 mo |
| Issuer | Barclays | PenFed |
| Card category | cashback | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr ·
Read the full review
PenFed Power Cash Rewards Visa Signature Card
$0/yr · $100 statement credit
Editorial take: PenFed Power Cash Rewards Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or PenFed Power Cash Rewards Visa Signature Card?
- The PenFed Power Cash Rewards Visa Signature Card has a public bonus ($100 statement credit, worth roughly $100), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the PenFed Power Cash Rewards Visa Signature Card?
- At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the PenFed Power Cash Rewards Visa Signature Card's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Mastercard and PenFed Power Cash Rewards Visa Signature Card?
- Yes, since they're from different issuers (Barclays and PenFed) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Mastercard or the PenFed Power Cash Rewards Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. PenFed Power Cash Rewards Visa Signature Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.