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Side-by-side

Hawaiian Airlines World Elite Mastercard vs Chime Credit Builder Secured Visa

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Chime Credit Builder Secured Visa from Chime at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite MastercardChime Credit Builder Secured Visa
Annual fee$99$0
Sign-up bonusNone
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysChime
Card categorycashbacksecured
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Mastercard
      $99/yr ·
      Read the full review
      Chime Credit Builder Secured Visa
      $0/yr · None

      Editorial take: Hawaiian Airlines World Elite Mastercard

      Editorial take: Chime Credit Builder Secured Visa

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Chime Credit Builder Secured Visa?
      The Chime Credit Builder Secured Visa has a public bonus (None, worth roughly $0), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Chime Credit Builder Secured Visa?
      At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chime Credit Builder Secured Visa's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Mastercard and Chime Credit Builder Secured Visa?
      Yes, since they're from different issuers (Barclays and Chime) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Mastercard or the Chime Credit Builder Secured Visa first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Chime Credit Builder Secured Visa: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.