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Hawaiian Airlines World Elite Mastercard vs Sapphire Reserve for Business
Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Sapphire Reserve for Business from Chase at $795/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Sapphire Reserve for Business is the stronger pick today, the sign-up bonus is meaningfully larger ($2,595 more in estimated value) than the Hawaiian Airlines World Elite Mastercard's. Get the Sapphire Reserve for Business first; revisit the Hawaiian Airlines World Elite Mastercard after you've earned that bonus.
| Feature | Hawaiian Airlines World Elite Mastercard | Sapphire Reserve for Business |
|---|---|---|
| Annual fee | $99 | $795 |
| Sign-up bonus | 150,000 points | |
| Bonus value (est.) | - | $2,595 |
| Min spend to unlock bonus | - | $20,000 in 3 mo |
| Issuer | Barclays | Chase |
| Card category | cashback | business |
| Transfer partners | None | chase-ur |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr ·
Read the full review
Sapphire Reserve for Business
$795/yr · 150,000 points
Editorial take: Sapphire Reserve for Business
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Sapphire Reserve for Business?
- The Sapphire Reserve for Business has a public bonus (150,000 points, worth roughly $2,595), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
- Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Sapphire Reserve for Business?
- At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sapphire Reserve for Business's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Mastercard and Sapphire Reserve for Business?
- Yes, since they're from different issuers (Barclays and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Mastercard or the Sapphire Reserve for Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Sapphire Reserve for Business: $20,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.