Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Hawaiian Airlines World Elite Mastercard vs Capital One Spark Cash Select

Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Capital One Spark Cash Select from Capital One at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite MastercardCapital One Spark Cash Select
Annual fee$99$95
Sign-up bonus$1,000 cash bonus
Bonus value (est.)--
Min spend to unlock bonus-$10,000 in 3 mo
IssuerBarclaysCapital One
Card categorycashbackbusiness
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Mastercard
      $99/yr ·
      Read the full review
      Capital One Spark Cash Select
      $95/yr · $1,000 cash bonus

      Editorial take: Hawaiian Airlines World Elite Mastercard

      Editorial take: Capital One Spark Cash Select

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Capital One Spark Cash Select?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Capital One Spark Cash Select?
      At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Capital One Spark Cash Select's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Mastercard and Capital One Spark Cash Select?
      Yes, since they're from different issuers (Barclays and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Mastercard or the Capital One Spark Cash Select first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Capital One Spark Cash Select: $10,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.