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Side-by-side

Hawaiian Airlines World Elite Mastercard vs Bank of America Unlimited Cash Rewards Credit Card

Both are cashback travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Bank of America Unlimited Cash Rewards Credit Card from Bank of America at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite MastercardBank of America Unlimited Cash Rewards Credit Card
Annual fee$99$0
Sign-up bonus$200 cash rewards
Bonus value (est.)-$200
Min spend to unlock bonus-$1,000 in 3 mo
IssuerBarclaysBank of America
Card categorycashbackcashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Mastercard
      $99/yr ·
      Read the full review
      Bank of America Unlimited Cash Rewards Credit Card
      $0/yr · $200 cash rewards

      Editorial take: Hawaiian Airlines World Elite Mastercard

      Editorial take: Bank of America Unlimited Cash Rewards Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Bank of America Unlimited Cash Rewards Credit Card?
      The Bank of America Unlimited Cash Rewards Credit Card has a public bonus ($200 cash rewards, worth roughly $200), while the Hawaiian Airlines World Elite Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Bank of America Unlimited Cash Rewards Credit Card?
      At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Bank of America Unlimited Cash Rewards Credit Card's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Mastercard and Bank of America Unlimited Cash Rewards Credit Card?
      Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Mastercard or the Bank of America Unlimited Cash Rewards Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Bank of America Unlimited Cash Rewards Credit Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.