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Side-by-side
Hawaiian Airlines World Elite Mastercard vs Atmos Rewards Summit Visa Infinite Card
Both are well-respected travel cards. The Hawaiian Airlines World Elite Mastercard comes from Barclays at $99/yr; the Atmos Rewards Summit Visa Infinite Card from Bank of America at $395/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Hawaiian Airlines World Elite Mastercard | Atmos Rewards Summit Visa Infinite Card |
|---|---|---|
| Annual fee | $99 | $395 |
| Sign-up bonus | Not advertised | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | - | - |
| Issuer | Barclays | Bank of America |
| Card category | cashback | travel |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Hawaiian Airlines World Elite Mastercard
$99/yr ·
Read the full review
Atmos Rewards Summit Visa Infinite Card
$395/yr ·
Editorial take: Atmos Rewards Summit Visa Infinite Card
Common questions
- Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Mastercard or Atmos Rewards Summit Visa Infinite Card?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Hawaiian Airlines World Elite Mastercard's $99 annual fee worth it compared to the Atmos Rewards Summit Visa Infinite Card?
- At $99/yr, the Hawaiian Airlines World Elite Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Atmos Rewards Summit Visa Infinite Card's, pick the one whose perks you'll actually use.
- Can I have both the Hawaiian Airlines World Elite Mastercard and Atmos Rewards Summit Visa Infinite Card?
- Yes, since they're from different issuers (Barclays and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Hawaiian Airlines World Elite Mastercard or the Atmos Rewards Summit Visa Infinite Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Mastercard: no published min spend. Atmos Rewards Summit Visa Infinite Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.