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Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs PayPal Cashback Mastercard

Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the PayPal Cashback Mastercard from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite Business MastercardPayPal Cashback Mastercard
Annual fee$99$0
Sign-up bonusNot advertised$200 cash back
Bonus value (est.)-$200
Min spend to unlock bonus-$500 in 3 mo
IssuerBarclaysSynchrony
Card categorytravelcashback
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Business Mastercard
      $99/yr ·
      Read the full review
      PayPal Cashback Mastercard
      $0/yr · $200 cash back

      Editorial take: Hawaiian Airlines World Elite Business Mastercard

      Editorial take: PayPal Cashback Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or PayPal Cashback Mastercard?
      The PayPal Cashback Mastercard has a public bonus ($200 cash back, worth roughly $200), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the PayPal Cashback Mastercard?
      At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the PayPal Cashback Mastercard's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Business Mastercard and PayPal Cashback Mastercard?
      Yes, since they're from different issuers (Barclays and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Business Mastercard or the PayPal Cashback Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. PayPal Cashback Mastercard: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.