Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs Mastercard Gold Card

Both are travel travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Mastercard Gold Card from Barclays (Luxury Card) at $1199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite Business MastercardMastercard Gold Card
Annual fee$99$1199
Sign-up bonusNot advertisedNo public welcome offer
Bonus value (est.)-$0
Min spend to unlock bonus-$0 in 0 mo
IssuerBarclaysBarclays (Luxury Card)
Card categorytraveltravel
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
    • $300 airline credit
    • $200 dining credit
    • $120 Global Entry credit
    • 2cpp cash back or airfare
    Read the full review
    Hawaiian Airlines World Elite Business Mastercard
    $99/yr ·
    Read the full review
    Mastercard Gold Card
    $1199/yr · No public welcome offer

    Editorial take: Hawaiian Airlines World Elite Business Mastercard

    Editorial take: Mastercard Gold Card

    The top tier of Barclays' Luxury Card lineup at $1,199. The $300 airline + $200 dining + $120 Global Entry credits chip away at the AF (about $620 of stated value before lounge access), and the 2cpp redemption on cash back is unusual. Still a status play more than a smart-points play; Amex Platinum or Sapphire Reserve win on credits-to-fee math for most travelers. Authorized-user fee is steep at $349 each.

    Common questions

    Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Mastercard Gold Card?
    The Mastercard Gold Card has a public bonus (No public welcome offer, worth roughly $0), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
    Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Mastercard Gold Card?
    At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mastercard Gold Card's, pick the one whose perks you'll actually use.
    Can I have both the Hawaiian Airlines World Elite Business Mastercard and Mastercard Gold Card?
    Yes, since they're from different issuers (Barclays and Barclays (Luxury Card)) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hawaiian Airlines World Elite Business Mastercard or the Mastercard Gold Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Mastercard Gold Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.