Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs Lowe's Business Rewards Card from American Express

Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Lowe's Business Rewards Card from American Express from American Express at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite Business MastercardLowe's Business Rewards Card from American Express
Annual fee$99$0
Sign-up bonusNot advertised$100 statement credit
Bonus value (est.)-$100
Min spend to unlock bonus-$1,000 in 3 mo
IssuerBarclaysAmerican Express
Card categorytravelbusiness
Best earning category (Airline)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Hawaiian Airlines World Elite Business Mastercard
      $99/yr ·
      Read the full review
      Lowe's Business Rewards Card from American Express
      $0/yr · $100 statement credit

      Editorial take: Hawaiian Airlines World Elite Business Mastercard

      Editorial take: Lowe's Business Rewards Card from American Express

      Common questions

      Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Lowe's Business Rewards Card from American Express?
      The Lowe's Business Rewards Card from American Express has a public bonus ($100 statement credit, worth roughly $100), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
      Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Lowe's Business Rewards Card from American Express?
      At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Lowe's Business Rewards Card from American Express's, pick the one whose perks you'll actually use.
      Can I have both the Hawaiian Airlines World Elite Business Mastercard and Lowe's Business Rewards Card from American Express?
      Yes, since they're from different issuers (Barclays and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Hawaiian Airlines World Elite Business Mastercard or the Lowe's Business Rewards Card from American Express first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Lowe's Business Rewards Card from American Express: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.