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Side-by-side

Hawaiian Airlines World Elite Business Mastercard vs Citi Custom Cash

Both are well-respected travel cards. The Hawaiian Airlines World Elite Business Mastercard comes from Barclays at $99/yr; the Citi Custom Cash from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureHawaiian Airlines World Elite Business MastercardCiti Custom Cash
Annual fee$99$0
Sign-up bonusNot advertised$200 cash back
Bonus value (est.)-$200
Min spend to unlock bonus-$1,500 in 6 mo
IssuerBarclaysCiti
Card categorytravelcashback
Best earning category (Airline)3x1x
Transfer partnersNoneciti-ty
Headline benefits
    • 5% on top category
    • Auto-selected monthly
    • No annual fee
    • Convert to TY Points
    Read the full review
    Hawaiian Airlines World Elite Business Mastercard
    $99/yr ·
    Read the full review
    Citi Custom Cash
    $0/yr · $200 cash back

    Editorial take: Hawaiian Airlines World Elite Business Mastercard

    Editorial take: Citi Custom Cash

    Genuinely clever. 5% on whichever category you spent most on each month, capped at $500/month. Earns $25/month = $300/year effortlessly. Pairs with Premier to convert to transferable ThankYou Points.

    Common questions

    Which card has the bigger sign-up bonus, Hawaiian Airlines World Elite Business Mastercard or Citi Custom Cash?
    The Citi Custom Cash has a public bonus ($200 cash back, worth roughly $200), while the Hawaiian Airlines World Elite Business Mastercard doesn't advertise one right now.
    Is the Hawaiian Airlines World Elite Business Mastercard's $99 annual fee worth it compared to the Citi Custom Cash?
    At $99/yr, the Hawaiian Airlines World Elite Business Mastercard is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Custom Cash's, pick the one whose perks you'll actually use.
    Can I have both the Hawaiian Airlines World Elite Business Mastercard and Citi Custom Cash?
    Yes, since they're from different issuers (Barclays and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Hawaiian Airlines World Elite Business Mastercard or the Citi Custom Cash first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Hawaiian Airlines World Elite Business Mastercard: no published min spend. Citi Custom Cash: $1,500 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.